Disclaimer
The information available through Metatron Global Fund is for your general information and use andis not intended to address your particular requirements. In particular, the information does not constitute any form of advice or recommendation by Metatron Global Fund and is not intended to be relied upon by users in making (or refraining from making) any investment decisions. Appropriate independent advice should be obtained before making any such decision. Any arrangement made between you and any third party named in the site is at your sole risk and responsibility. Some of the investments will put your capital at risk. When investing in collective investment schemes the income and value can
go down as well as up. In exceptional circumstances the funds could be subject to periods of suspension. No reliance may be placed for any other purpose whatsoever on the information contained in this website or on its completeness or accuracy. No representation or warranty, expressed or implied, is given by, or on behalf of the Fund or any of their directors, officers, partners, employees or advisers or any other person as to the accuracy or the completeness of the information or opinions contained herein and no responsibility or liability is accepted by any of them for any loss or damage, however arising, which results from any action or reliance in whole or in part on any such information or opinions. Prospective investors should independently verify the material contained in this website . Notwithstanding the aforementioned, nothing in this
paragraph shall exclude liability for any representation or warranty made fraudulently.
The information available through Metatron Global Fund is for your general information and use andis not intended to address your particular requirements. In particular, the information does not constitute any form of advice or recommendation by Metatron Global Fund and is not intended to be relied upon by users in making (or refraining from making) any investment decisions. Appropriate independent advice should be obtained before making any such decision. Any arrangement made between you and any third party named in the site is at your sole risk and responsibility. Some of the investments will put your capital at risk. When investing in collective investment schemes the income and value can
go down as well as up. In exceptional circumstances the funds could be subject to periods of suspension. No reliance may be placed for any other purpose whatsoever on the information contained in this website or on its completeness or accuracy. No representation or warranty, expressed or implied, is given by, or on behalf of the Fund or any of their directors, officers, partners, employees or advisers or any other person as to the accuracy or the completeness of the information or opinions contained herein and no responsibility or liability is accepted by any of them for any loss or damage, however arising, which results from any action or reliance in whole or in part on any such information or opinions. Prospective investors should independently verify the material contained in this website . Notwithstanding the aforementioned, nothing in this
paragraph shall exclude liability for any representation or warranty made fraudulently.
What are net mutual funds?
Liquid funds are debit funds that can only invest in short-term assets, particularly debt securities and the money market whose maturity does not exceed 91 days. Examples of such investments are certificates of deposits, treasury securities, trade papers, government bonds, etc. A return from a net fund depends on the prices of the bonds. Still, prices for short-term investments do not change significantly and the returns of a net fund are more stable than other investments.
Are net funds better than saving in a bank account?
Many likely invest in liquid mutual funds with savings because both are relatively secure and offer high liquidity. At the same time, these options have different yields. On average, banks offer about 4% interest, and net funds can offer from 7% to 9%, depending on the fund and the amount invested. Therefore, to earn income, you should investigate how to invest in net mutual funds online or offline.
There are also some additional benefits of net funds compared to a savings bank account:
There is no lock-in period for investments in Liquid Funds. So you get the flexibility to invest and withdraw your money anytime you want.
You can withdraw your money in many cases within a week of the initial investment without any fine. In addition, in contrast to bank deposits, you will also get a return for these several days.
Net funds invest only in short-term instruments, so you don't have to wait long to get a return.
All the differences mentioned above make net funds very popular among investors. For example, your investment in the HDFC Liquid Fund or another in India may yield good short-term returns.
Why invest in liquid funds?
There are several features of liquid funds that make it attractive to novice and experienced investors.
First, this is an efficient financial instrument that helps to allocate money for a short period. Although there is no guarantee of return in mutual funds, the clean structure of net funds makes them an attractive financial instrument compared to fixed interest instruments such as bank deposits. They carry the lowest interest rate risk in the category of debt funds.
Second, if you need the money, you can withdraw your net fund investment at any time, even after a few days of investment, and you won't lose your returns for those days. This means that with liquid funds, investors earn on a competency basis for each working day of their investments.
In addition, net fund investments have tax benefits.
Finally, there is no exit charge for net funds in most cases where investments have been in the fund for a week or more. This means that investment expenditures in this instrument are relatively low compared to other types of investments.
Types of net funds
There is no strict differentiation between the types of liquid funds. All of them should invest funds in short-term instruments. Generally, mutual funds can be divided into four categories: money market, stocks, bonds and target date funds. Each of these types has its characteristics and a level of risk.
When choosing the net fund for you, consider the following parameters:
Calculation of returns, both current and historical.
Credit rating. The highest valuation is AAA, and the higher the valuation, the lower the risks for investors.
Portfolio allocation. It's how the fund allocates investors' money to get returns.
Portfolio maturity. It is useful to look at how the overall fund portfolio works. A short-term maturity means minor risks.
The fund's objective is, for example, rapid growth, a direct plan in relation to dividends, or others.
After you analyze these parameters, you will see which net fund you want to invest in.
Benefits of investing in liquid funds
As you can see, investing in net mutual funds has many benefits and we would like to summarize the most important ones:
Low risk. A net fund is a low-risk fund that focuses on security and stable returns for its investors. As a result, the value of the fund remains stable compared to longer-term bondholders. At the same time, the higher risk implies greater earning potential, so the return on net funds is much more modest than long-term investments.
Low cost. Net funds are known as low-cost debit funds because they are not actively managed like other mutual funds. On average, their cost ratio is about 1% or even less, which allows them to achieve an excellent return to the investor.
Variable fixation period. With liquid funds, investors can keep their money for as long as they want and in most cases, they can withdraw the funds within seven days without penalties or other exit costs. Therefore, it is quite direct to enter and exit from a net bottom.
Quick redemption. Usually, net funds process redemption claims within a day. Such a short term is available because funds invest only in securities with high liquidity.
As you can see, net funds have many advantages that make them one of the most popular investment instruments.
How to invest in liquid funds?
If you decide to invest in a net SBI fund or other, there are a few steps you should take:
Step 1: Choose the best result background.
Step 2: Make sure that you accept investments in the amount that is acceptable to you.
Step 3: Invest in the mutual fund that best suits you.
First, you need to check the credit rating of the net fund you are considering for investment and investigate the details such as your past returns, investment-related costs and other important issues.
So you need to ensure that the size of the fund is proportional to the size of your investment. In most cases, the minimum investment depends on the fund, and the extent is vast – from $100 to $1000. Therefore, everyone can invest in the net fund directly.
